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Finance Department

LOTUS NORTH JERSEY FINANCING & AUTO LOANS

Lotus North Jersey maintains close relations with top lenders. We handle your financing professionally and promptly.

Starting with a complete look at your unique situation, we aggressively pursue the best possible rate and terms available, ensuring you the lowest possible payment for your next vehicle purchase.

To have one of our professional analysts take a precursory look at your situation, please fill in our secure credit application. Submit a completed application and we will contact you promptly.

If you have immediate questions about financing an auto loan, please refer to our Auto Finance FAQs below or call us.

Please think of Lotus North Jersey’s Finance Department as an auto loan resource; our team is knowledgeable enough to educate and assist you on the wide variety of financing options available to you.

 

CAN I GET FINANCED WITH NO MONEY DOWN?

Sure you can. Getting financed with no money out of pocket and no payments for 30 to 60 days is a snap. Contact our Finance Team to learn more about your zero-down options. To Get Started Click Here

 

WHAT DO I NEED TO BRING TO BE SURE I HAVE EVERYTHING I NEED?

Everyone who is signing on the loan should bring a driver’s license and insurance card. If you are unsure about your credit, bring proof of residence (a phone or electric bill will do.) Don’t forget to bring your most recent paycheck stubs, down payment, and the title or registration of your trade-in.

 

WHAT IF I DON’T HAVE VERY GOOD CREDIT?

Many dealerships just look at a number. At Lotus North Jersey, we look at your whole situation and treat you the same way we treat all of our valued customers: with respect. So even if you have been turned down elsewhere, contact us and Drive Home Happy Today. Click Here To Get Started

PAYMENT CALCULATOR

The following calculator will give you indicative repayments.

Price of Car
Finance Rate %
Less Deposit
Less Trade In Allowance

Monthly payment payment protection, presuming a typical APR of 11%

12 months $/month
24 months $/month
36 months $/month
48 months $/month
60 months $/month
72 months $/month
Total cost of the credit: $
Check/uncheck this box to view figures with/without Payment Protection

Click to call sales

While great effort is made to ensure the accuracy of the information on this site, errors can occur.
Please verify all pricing information with a customer service representative.
This is easily done by calling us or visiting us at the dealership.